How ready are you for retirement? Will you have enough money to retire before you are too old to enjoy the golden years? If you have not given much thought about your retirement, now is the time to do so. Until a year ago, I had not given any thought to how old I would be when I had enough money in my retirement account to quit my job and begin enjoying life. When I sat down with a financial planner, I had things explained to me that I had no understanding of. You can get some advice about socking away money for your retirement without taking away from the money you need for today.